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Getting people out of cars and onto their feet, bikes and transit necessitates creating a safe and convenient multi-modal transportation network. At the ground level, Denver has a lot to do in order to ensure its treatment of people not traveling by car is consistent with its long-range goals.
Encouraging individuals to lead car-free lifestyles – for the sake of the environment, the well-being of their neighborhoods, or their own health and happiness – is great. But when they don’t do so, we should ask why.
This is another example of how we Americans lack a precise and rich language for even talking about urban change; how our existing data sources don’t help us to develop one; and how the unreliability of the existing data sources that we do have vexes us as we try ever so hard to pound them into the square holes we’ve created.
There are many important questions to be asked about transportation trends. We need better data if we want to answer them accurately.
Could it be that, deep down, cyclists and drivers – despite often being at odds – really want the same thing?
The Consumer Financial Protection Bureau and its Consumer Complaint Database provide a good example of how a two-way flow of information can help make government more effective – and how it can benefit from modern online tools for sharing data.
With transportation policy at every level increasingly out of step with 21st century conditions and priorities and ripe for fundamental reform, now is the time to articulate a sustainable policy vision to guide the transition.
Swapping out fossil fuel-powered internal combustion engine vehicles for electric ones running on renewable energy might do the “climate work,” but the amount of climate work to be done will be far greater if we continue to design and run our cities on an auto-dependent operating system.
In the 1990s, my grandmother lost $60,000 to a financial scammer who took advantage of her age and vulnerability. A lucky, and perhaps illegal, phone call from her bank flagged the problem to the family. Today, thanks to the Consumer Financial Protection Bureau, I think it’s likely the problem would have been noticed and stopped sooner.
The technical challenge of making transit work better – while essential – pales in significance to the adaptive challenge of building cities and a transportation policy system in which transit can work better.
The Consumer Financial Protection Bureau receives more complaints about debt collection than about any other topic. The complaints are submitted by consumers who reach out to the CFPB for help resolving problems with debt collectors and other problems in the financial marketplace.
The Consumer Financial Protection Bureau helps protect consumers in the financial marketplace, which includes banks, debt collectors, mortgage and vehicle lenders, credit card companies, credit bureaus, payday lenders, student loan servicers, and other financial actors. The CFPB protects all consumers by implementing fair, clear and transparent rules to protect consumers in the financial marketplace.
The Consumer Financial Protection Bureau has helped consumers reclaim billions of dollars lost through unfair financial practices. As of the end of 2016, the CFPB had returned more than $11.8 billion to 29 million customers.
Building a less car-dependent transportation system is a necessity not just for the environment, our health and the effective functioning of our cities and towns, but also for the financial health of American households.
I’ve seen a spate of articles in the past month about the declining fortunes of retailers in the U.S. Stores are closing at an unprecedented rate, resulting in thousands of lay-offs and millions of square feet of vacant real estate. Much of the coverage has focused on the plight of retail workers who have lost their jobs and on the problem of empty mall space. But from another perspective, the closing of stores and retail outlets may hint at a positive trend: perhaps Americans are less interested in spending time shopping, and are instead engaging in more fulfilling activities.
“Special districts” are government entities that exist outside of traditional forms of general purpose local and state governments. Sometimes known as authorities or quasi-public agencies, they serve key governmental functions such as providing public transit or public housing. But despite being public entities that provide public services, special districts are often unknown to the public and often do business without adhering to modern standards of government budget or spending transparency.
If America is to shift its focus toward transportation investments that deliver greater societal benefits for less money, it is important to be able to recognize the signs that a given highway expansion project just might be a boondoggle.
The tactics used by the debt collection are a growing source of consumer pain; they include incessant calling, threats of arrest, and damaged credit reports – while often targeting the wrong consumer, and often violating the law. To gain insight into the impact on consumers of medical debt collection, we turned to the consumer complaint database of the Consumer Financial Protection Bureau (CFPB) for our new report, Medical Debt Malpractice: Consumer Complaints About Medical Debt Collectors, and How the CFPB Can Help.
Solar energy is booming across America. Our new report, Shining Cities 2017, is the fourth edition in our series ranking U.S. cities by installed solar photovoltaic (PV) capacity. On average, the cities in this report have nearly tripled their solar energy capacity just since 2014 when we began collecting data for this series.
Millions of Americans regularly breathe polluted air. Communities in 49 states, plus Washington, D.C., experienced elevated levels of smog pollution in 2015, and every state had problems with particulate pollution, according to a new analysis, Our Health at Risk, by Frontier Group and Environment America Research & Policy Center.