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Armed with greater knowledge about the notoriously opaque student loan market, citizens and consumers will now be able to make more educated and informed choices about their education, their financial planning, and their future.
As health insurance enrollment required by the Affordable Care Act begins in earnest, I’ve seen plenty of press coverage questioning if young people will buy insurance as the Obama administration hopes, or if “young invincibles” will take their chances and go without. Most of the media coverage centers on how the participation of young people is essential for the financial longevity of our health care system. I think there’s another, stronger reason why young invincibles should get health insurance: their own financial well-being.
The RAND analysis reinforces the idea that a return to steady increases in per-capita driving is unlikely under pretty much any conceivable circumstance – and that continued, long-term stagnation in driving is a possibility meriting serious consideration.
When I bring up Frontier Group’s research on America’s changing transportation patterns, one question people often ask is, “How have transportation patterns changed in my city?” Well, now there are data to answer just that question. In our new report, Transportation in Transition, we provide an in-depth analysis on driving, biking and public transit use at the local level.
With the re-launch of the federal healthcare.gov website, millions of Americans are now able to sign up for health insurance required under the Affordable Care Act. The federal website and its state-run counterparts are making it easier for people to search for health insurance and subsidies are making insurance premiums more affordable. However, increasing access to health insurance—and therefore health care—addresses only part of the problem with our health care system. A huge challenge still to be tackled is the high and rising cost of care, most recently documented by the New York Times.
Today it is private investors that are taking it on the chin for their PPP mistakes. But there are just as many opportunities for the public to lose out in public-private partnerships.
The past decade has shown that with strong public policy support, renewable energy and energy efficiency can make a meaningful difference in reducing our dependence on fossil fuels and lowering carbon dioxide emissions without breaking the bank or the grid.
Three years into a devastating drought made worse by wasteful water use, voters in Texas approved a constitutional amendment that will allow the state to allocate more funding for new water infrastructure projects. Texas will now have $2 billion to pay for new reservoirs, desalination projects, investments in water conservation and efficiency, and other water-related projects. For the health of Texas' rivers, it is vital that the state prioritize funding for water conservation and efficiency improvements before new water supply projects.
Younger Americans are indeed driving less than previous generations for reasons that can’t be fully explained by the economy. “All things equal,” the study found, “younger generations appear to (a) travel fewer miles and (b) make fewer trips than was the case for previous generations at the same stage in their lives.” Specifically, they found that young people born in the 1990s traveled 18 percent fewer miles and took 4 percent fewer trips than those born in previous decades.
Last week Los Angeles launched Control Panel L.A., the Controller’s new website that brings an unprecedented level of transparency to Los Angeles’ spending. Let's go over what is available on Control Panel L.A. and the ways the site can be improved.
A new Frontier Group report finds that permitted well sites exist within one mile of more than 400 day cares, schools and hospitals in Pennsylvania, Ohio and West Virginia. These facilities should be a safe place for vulnerable populations, but the proximity of fracking wells creates health-threatening air and water pollution.
Far from being a symptom of failure of the MBTA or of public transportation in general, the recent downward trend in commuter rail ridership is a symbol of the Boston region’s success in developing a vital urban core where an increasing number of residents have the opportunity to leave the car behind when traveling to work.
Boston faces a challenge that will soon be affecting many cities – the challenge of accommodating the rapid influx of new residents and jobs to city neighborhoods. The current transportation debate in Boston is instructive, both for the creative ideas that are coming to the fore and for the things the region’s leaders aren’t yet talking about, but should be.
The IPCC’s report, as expected, confirms that a) the planet is warming, b) humans are causing it, and c) it’s going to be a big problem for all of us. But as public discussion of the report, and global warming more generally, continues, don’t expect the global warming deniers to change their tune. There is, after all, a long history of people singing the same old song.
The report tracks the rapid spread of new tools such as carsharing, bikesharing and real-time transit apps, and argues that those tools – both individually and collectively – have the potential to allow many Americans to live car-free and “car-light” lifestyles with more freedom of choice and no sacrifices.
Universities and colleges are natural laboratories for innovation and they face many of the same transportation challenges – limited financial resources, traffic congestion and environmental concerns – as cities and states nationwide. Rather than fall back on costly parking garages and let traffic and pollution worsen, Palo Alto’s public officials are showing that decision makers can look to college campuses for fresh thinking on their big transportation issues.
Curtailing net metering could pull the rug out from underneath California’s burgeoning residential solar market – especially since other key incentives for solar energy, such as the federal residential renewable energy tax credit, are also scheduled to expire in the next several years.
In 2012, 86 percent of Americans traveled to work either in vehicles they drove themselves or as part of a carpool. That’s a decline of 0.7 percent since 2006 in the proportion of Americans arriving at work by car, truck or van.
The CFPB’s Consumer Complaint Database reminds us of the power of information transparency. Now that banks and other financial services firms know that consumer complaints will be seen by potential customers, the media and regulators, they have extra incentive to do right by their customers before errors, disputes or misunderstandings escalate into complaints.
Small fires at regular intervals have long been a regular occurrence in California and are necessary to keep forests healthy. Large blazes like the Rim Fire, however, are the result of years of fires that failed to happen. Combined with the effects of rising global temperatures, California is facing a greater likelihood that fires will break out and grow out of control.